[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.lollo.cz\/koho-pozadat-o-pujcku\/#Article","mainEntityOfPage":"https:\/\/www.lollo.cz\/koho-pozadat-o-pujcku\/","headline":"Koho po\u017e\u00e1dat o p\u016fj\u010dku?","name":"Koho po\u017e\u00e1dat o p\u016fj\u010dku?","description":"Nen\u00ed rozhodn\u011b ojedin\u011bl\u00fdm \u00fakazem, kdy\u017e lid\u00e9 pot\u0159ebuj\u00ed v\u00edc pen\u011bz, ne\u017e kolik jich aktu\u00e1ln\u011b k dispozici maj\u00ed. St\u00e1v\u00e1 se to, a […]","datePublished":"2022-03-06","dateModified":"2022-03-06","author":{"@type":"Person","@id":"https:\/\/www.lollo.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.lollo.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/93f351f97d5e20a41105810347d62b8b573eebe9313df1f71432877ed17f5f1a?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/93f351f97d5e20a41105810347d62b8b573eebe9313df1f71432877ed17f5f1a?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"lollo.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.lollo.cz\/wp-content\/uploads\/dolary%20US_5.jpg","url":"https:\/\/www.lollo.cz\/wp-content\/uploads\/dolary%20US_5.jpg","height":0,"width":0},"url":"https:\/\/www.lollo.cz\/koho-pozadat-o-pujcku\/","about":["Ekonomika"],"wordCount":427,"articleBody":"      Nen\u00ed rozhodn\u011b ojedin\u011bl\u00fdm \u00fakazem, kdy\u017e lid\u00e9 pot\u0159ebuj\u00ed v\u00edc pen\u011bz, ne\u017e kolik jich aktu\u00e1ln\u011b k dispozici maj\u00ed. St\u00e1v\u00e1 se to, a to pochopiteln\u011b tehdy, kdy\u017e si \u010dlov\u011bk nem\u016f\u017ee p\u0159i v\u00fd\u0161i sv\u00fdch p\u0159\u00edjm\u016f a \u00faspor dovolit v\u0161echno to, co by si dovolit cht\u011bl. N\u011bkdy za to mohou p\u0159\u00edli\u0161 n\u00edzk\u00e9 p\u0159\u00edjmy prov\u00e1zen\u00e9 nedostate\u010dn\u00fdmi \u00fasporami, n\u011bkdy je na vin\u011b t\u0159eba i n\u011bjak\u00fd ten ne\u010dekan\u011b vysok\u00fd v\u00fddaj, kter\u00fd nebyl v pl\u00e1nu, a n\u011bkdy se t\u0159eba takov\u00fd \u010dlov\u011bk jenom docela ban\u00e1ln\u011b p\u0159epo\u010d\u00edt\u00e1 a pak mu jeho pen\u00edze nevyjdou.Ale je vlastn\u011b jedno, co je p\u0159\u00ed\u010dinou finan\u010dn\u00edch probl\u00e9m\u016f. Z\u00e1sadn\u00ed je p\u0159ece to, jak se s nimi ten, na koho ony pot\u00ed\u017ee dolehnou, vypo\u0159\u00e1d\u00e1. Jak to zvl\u00e1dne a zajist\u00ed jak zaplacen\u00ed moment\u00e1ln\u011b nezbytn\u00fdch v\u00fddaj\u016f, tak i slu\u0161nou perspektivu do budoucna.A kdy\u017e se nad t\u00edm v\u00e1\u017en\u011b zamysl\u00edme, zjist\u00edme, \u017ee to lze pom\u011brn\u011b \u010dasto zvl\u00e1dnout jedin\u011b tak, \u017ee se n\u011bkde po\u017e\u00e1d\u00e1 o dost v\u00fdhodnou dosa\u017eitelnou p\u016fj\u010dku. Jen ta jedin\u00e1 m\u016f\u017ee \u010dasto \u010dlov\u011bku v nouzi zajistit, aby m\u011bl tento aspo\u0148 na d\u016fle\u017eit\u00e9 v\u00fddaje.A proto\u017ee \u010dlov\u011bk ve finan\u010dn\u00ed t\u00edsni \u010dasto nem\u016f\u017ee nab\u00eddnout poskytovatel\u016fm p\u016fj\u010dek jako z\u00e1ruku spl\u00e1cen\u00ed hodn\u011b vysok\u00e9 p\u0159\u00edjmy, proto\u017ee nem\u00edv\u00e1 t\u0159eba ani \u010dist\u00e9 registry dlu\u017en\u00edk\u016f, a naopak mu mohou hrozit exekuce, b\u00fdv\u00e1 sh\u00e1n\u011bn\u00ed p\u016fj\u010dky docela probl\u00e9m. V bank\u00e1ch se k n\u011bkomu takov\u00e9mu ot\u00e1\u010dej\u00ed z\u00e1dy a jak\u00fdkoliv pokus o z\u00edsk\u00e1n\u00ed p\u016fj\u010dky obratem zam\u00edtaj\u00ed s odkazem na to, \u017ee \u017eadatel nen\u00ed bonitn\u00ed. A je vlastn\u011b beznad\u011bjn\u00e9 zkou\u0161et tu \u0161t\u011bst\u00ed zas a znovu.Daleko rozumn\u011bj\u0161\u00ed je pak vsadit na n\u011bjakou nebankovn\u00ed hypot\u00e9ku. Proto\u017ee kdy\u017e vy\u017eaduje pujcka ruceni nemovitosti, usp\u011bje tu ka\u017ed\u00fd, kdo n\u011bjak\u00fd nemovit\u00fd majetek m\u00e1. Proto\u017ee pak jsou registry dlu\u017en\u00edk\u016f i dal\u0161\u00ed probl\u00e9my vedlej\u0161\u00ed a nemus\u00ed se k nim p\u0159ihl\u00ed\u017eet.A tak je pr\u00e1v\u011b nebankovn\u00ed sektor \u010dasto t\u00edm jedin\u00fdm m\u00edstem, kde se vypl\u00e1c\u00ed o p\u016fj\u010dku \u2013 nebankovn\u00ed hypot\u00e9ku \u2013 \u017e\u00e1dat. Kde \u010dlov\u011bka neodm\u00edtnou a p\u016fj\u010d\u00ed mu klidn\u011b i velk\u00e9 pen\u00edze.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Koho po\u017e\u00e1dat o p\u016fj\u010dku?","item":"https:\/\/www.lollo.cz\/koho-pozadat-o-pujcku\/#breadcrumbitem"}]}]