[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.lollo.cz\/udelejte-si-v-pujckach-poradek\/#Article","mainEntityOfPage":"https:\/\/www.lollo.cz\/udelejte-si-v-pujckach-poradek\/","headline":"Ud\u011blejte si v p\u016fj\u010dk\u00e1ch po\u0159\u00e1dek","name":"Ud\u011blejte si v p\u016fj\u010dk\u00e1ch po\u0159\u00e1dek","description":"A\u010dkoliv se m\u016f\u017eete b\u011b\u017en\u011b v nebankovn\u00edm sektoru setkat s t\u00edm, \u017ee je poskytov\u00e1na hypot\u00e9ka bez registru, nen\u00ed tak docela pravdou, […]","datePublished":"2018-09-15","dateModified":"2018-09-15","author":{"@type":"Person","@id":"https:\/\/www.lollo.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.lollo.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/93f351f97d5e20a41105810347d62b8b573eebe9313df1f71432877ed17f5f1a?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/93f351f97d5e20a41105810347d62b8b573eebe9313df1f71432877ed17f5f1a?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"lollo.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.lollo.cz\/wp-content\/uploads\/img_a325887_w2432_t1538038677.jpg","url":"https:\/\/www.lollo.cz\/wp-content\/uploads\/img_a325887_w2432_t1538038677.jpg","height":0,"width":0},"url":"https:\/\/www.lollo.cz\/udelejte-si-v-pujckach-poradek\/","about":["Ekonomika"],"wordCount":402,"articleBody":"         A\u010dkoliv se m\u016f\u017eete b\u011b\u017en\u011b v nebankovn\u00edm sektoru setkat s t\u00edm, \u017ee je poskytov\u00e1na hypot\u00e9ka bez registru, nen\u00ed tak docela pravdou, \u017ee do n\u011bho poskytovatel v\u016fbec nenahl\u00ed\u017e\u00ed. Sp\u00ed\u0161e jde o to, \u017ee jsou z\u00e1znamy tolerov\u00e1ny. Tento nebankovn\u00ed produkt je ale ur\u010den pouze pro podnikatele, kte\u0159\u00ed vyu\u017eij\u00ed finance ve sv\u00e9 firm\u011b.  Do zm\u00edn\u011bn\u00fdch registr\u016f dlu\u017en\u00edk\u016f se tedy nahl\u00ed\u017e\u00ed, ale ne proto, aby mohl b\u00fdt klient odm\u00edtnut. Je to zejm\u00e9na z d\u016fvodu zji\u0161t\u011bn\u00ed moment\u00e1ln\u00ed situace \u017eadatele. Pokud by byl p\u0159edlu\u017een, je mo\u017en\u00e9 jeho \u00fav\u011bry vyplatit. Jestli\u017ee m\u00e1te tedy z\u00e1znamy za opo\u017ed\u011bn\u00e9 platby, zesplatn\u011bn\u00fd \u00fav\u011br nebo n\u011bjak\u00fd dluh na d\u016fle\u017eit\u00e9m \u00fa\u0159ad\u011b, nemus\u00ed to znamenat, \u017ee je pro v\u00e1s nebankovn\u00ed hypot\u00e9ka bez registru nedostupn\u00e1. Nahl\u00e9dnut\u00ed do registru m\u016f\u017ee b\u00fdt dokonce p\u0159\u00ednosn\u00e9 i pro samotn\u00e9ho \u017eadatele. Jestli\u017ee se zjist\u00ed, \u017ee jsou z\u00e1znamy jen drobn\u011bj\u0161\u00edho a m\u00e9n\u011b v\u00fdznamn\u00e9ho charakteru, je mu nab\u00eddnuta v\u00fdhodn\u011bj\u0161\u00ed \u00farokov\u00e1 sazba. Ta se m\u016f\u017ee pohybovat u\u017e od t\u0159\u00ed procent. B\u011b\u017en\u00e1 v\u00fd\u0161e je od \u0161esti procent. V toleranci je i ni\u017e\u0161\u00ed da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed. Dejte na radu odborn\u00edk\u016f Je v\u0161ak velice d\u016fle\u017eit\u00e9 v\u0161e p\u0159edem dob\u0159e rozv\u00e1\u017eit, aby nedo\u0161lo k situaci, kdy nebude moci klient sv\u016fj z\u00e1vazek spl\u00e1cet. Jestli\u017ee je p\u0159\u00edjem ni\u017e\u0161\u00ed, m\u016f\u017ee poskytovatel hypot\u00e9ky za\u0159\u00eddit konsolidaci. Co\u017e znamen\u00e1, \u017ee se slou\u010d\u00ed p\u016fj\u010dky do jedn\u00e9 n\u00edzk\u00e9 spl\u00e1tky. Finan\u010dn\u00ed situace se tak stane naprosto p\u0159ehlednou.  Jde p\u0159edev\u0161\u00edm o to, aby se dostal ze sv\u00e9 nedobr\u00e9 finan\u010dn\u00ed situace a neskon\u010dil v takzvan\u00e9 dluhov\u00e9 pasti. Jestli\u017ee m\u00e1te obavu z takov\u00fdch smutn\u00fdch konc\u016f, ur\u010dit\u011b se pora\u010fte s odborn\u00edky. P\u0159esto, \u017ee t\u0159eba nab\u00eddku podnikatelsk\u00e9ho \u00fav\u011bru nevyu\u017eijete, je dobr\u00e9 v\u011bd\u011bt, jak\u00e9 m\u00e1te mo\u017enosti. V p\u0159\u00edpad\u011b, \u017ee se rozhodnete \u0159e\u0161it svou situaci \u00fav\u011brem, pak m\u00e1te jistotu, \u017ee sv\u00e9 pen\u00edze budete moci za\u010d\u00edt \u010derpat skute\u010dn\u011b v nejbli\u017e\u0161\u00ed mo\u017en\u00e9 dob\u011b. D\u00e1 se toti\u017e dohodnout i expresn\u00ed \u010derp\u00e1n\u00ed do jednoho dne.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Ud\u011blejte si v p\u016fj\u010dk\u00e1ch po\u0159\u00e1dek","item":"https:\/\/www.lollo.cz\/udelejte-si-v-pujckach-poradek\/#breadcrumbitem"}]}]